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Health savings accounts (HSAs) are individual accounts offered through ConnectYourCare, LLC, a subsidiary of Optum Financial, Inc. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. Flexible spending accounts (FSAs) and health reimbursement accounts (HRAs) are administered by Optum Financial and are subject to eligibility and restrictions. The content on this website is not intended as legal or tax advice. Federal and state laws and regulations are subject to change.

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